PSD2 exemptions

The PSD2 exemptions object indicates whether a transaction qualifies for a PSD2 exemption and if yes – for which one. In case a transaction qualifies for any of the supported PSD2 exemption types – out of scope, recurring, low-value or low-risk – you can use these values downstream. If more than one exemption type applies to one transaction, the response includes all applicable exemptions.

Response example

{
  "frg_trans_id": "818588a739bf529302f3bf3b9c100b3e",
  "fraugster_approved": 1,
  "psd2": {
    "raise_exemption": true,
    "exemption_types": ["low_value", "low_risk", "recurring_transaction"]
  }
}

The following table gives more details on the psd2 field and its components.

Component	Description
raise_exemption	Boolean. True when the transaction qualifies for an exemption.
exemption_types	Determines the type of exemption applicable to the transaction. Possible values: out_of_scope: The transaction is out of scope for PSD2 (eg. issuer outside of EEA). low_value: The transaction is of low value (eg. the value of the transaction is under €30). low_risk: The transaction is assessed by our Engine as low risk. recurring_transaction: The transaction is a recurring transaction with the exact same amount. corporate_payment: The transaction is of B2B type.