Risk evaluation
Fraugster provides an assessment for all transactions according to their respective product. The Fraugster Engine evaluates each transaction in real time and makes the results available in the API response and the Dashboard. You can tailor the features available in the Fraugster API according to your fraud blocking needs.
The following table illustrates the features available with each product.
| Feature | Chargeback Protection | Fraud Decisions as a Service | Fraud Management SaaS |
|---|---|---|---|
| Real-time decision for all received transactions | yes | yes | yes |
| Fraugster score | yes | yes | yes |
| Liability flag, indicating whether Fraugster takes liability for the decision | yes | no | no |
| Validation of incoming datapoints | yes | yes | yes |
| Validation errors in the API response | yes | yes | yes |
| Rule hits in the API response | no | no | yes |
| Decisive rule hit in the API response | no | no | yes |
| Signals in the API response | yes | yes | yes |
Each transaction reaches Fraugster via the Fraugster API in the form of 20–60 datapoints. To efficiently bridge the resource gap, we developed a network of 2,500+ attributes that the Fraugster Engine calculates and applies to make a decision on each transaction. Thousands of attributes enable the Fraugster Engine to find behavioral patterns behind each transaction. This evidence comes together in a human-like story that explains exactly why the Engine took a certain decision.